Auto Motion Plus is a used car dealership with locations across multiple states
Auto Motion Plus operates as a used vehicle retailer with franchises in several states, though the exact number and locations change over time. Like any dealership, it buys and sells pre-owned cars, trucks, and sometimes SUVs. The company advertises financing options and claims to work with buyers who have credit challenges, which is a common pitch in the used car market.
Before you visit or contact them, you should understand how used car dealerships work, what protections exist when you buy from one, and what questions to ask about any vehicle and any financing offer they present. This matters because used car purchases carry real risks—mechanical problems that aren't obvious, financing terms that cost far more than you expect, and sales practices that prioritize the dealership's profit over your actual needs.
Key Takeaways
- Auto Motion Plus is a used car dealership, not a manufacturer or certified pre-owned program, so vehicles come with no factory warranty unless you purchase an extended warranty separately.
- Any financing offer from a dealership depends on your credit history and income, and the interest rate you receive may be higher than what banks or credit unions would offer you directly.
- Used cars sold by dealerships are typically sold "as-is," meaning the dealership is not responsible for repairs after you drive off the lot unless you have a written warranty.
- You have the right to have any vehicle inspected by an independent mechanic before you buy, and doing so can reveal problems the dealership did not disclose.
- Dealership financing can include add-ons like extended warranties, gap insurance, and paint protection that increase the total cost and are often optional despite how they are presented.
How used car dealership financing actually works
When a dealership like Auto Motion Plus offers to finance a car for you, they are usually not lending you the money directly. Instead, they arrange financing through a bank, credit union, or finance company, and that lender approves or denies the loan based on your credit score, income, and debt. The dealership then sells that loan to the lender and makes money from the sale and from add-on products.
This matters because the interest rate you are quoted depends on what the lender approves, not on what the dealership thinks is fair. If you have poor credit, the rate will be higher—sometimes much higher. A dealership may also tell you that you are "approved" before the lender actually approves you, or they may approve you at a higher rate than initially quoted. This is called a "spot delivery" or "yo-yo sale," and it is legal in most states, though some states have restrictions.
Before you sign anything, ask the dealership for the annual percentage rate (APR) in writing, the total amount you will pay over the life of the loan, and the monthly payment. Compare that to what you could borrow from your own bank or credit union—you may find better terms elsewhere, and you should know that before you commit.
What "as-is" means and why it matters for your safety
Most used cars sold by dealerships are sold "as-is," which means the dealership makes no promise about the condition of the vehicle and is not responsible for repairs after you buy it. The car might have a hidden transmission problem, a frame that was welded after a crash, or brakes that are nearly gone. Once you sign the paperwork and drive away, those problems are yours to fix and pay for.
Some dealerships offer extended warranties or service contracts that cover certain repairs for a set period. These are optional, though a salesperson may present them as mandatory or bundle them into your financing in a way that makes them hard to refuse. Read any warranty document carefully: it will list exactly what is and is not covered, how long coverage lasts, and what you have to pay out of pocket when you need a repair.
The single most important step you can take is to have any used car inspected by an independent mechanic before you buy. This costs between $100 and $200 and can save you thousands. A mechanic will check the engine, transmission, brakes, suspension, and frame for signs of damage or wear. If the dealership refuses to let you have the car inspected, that is a red flag—it suggests they know something is wrong.
Lemon laws and your rights after purchase
Most states have lemon laws that protect buyers of new cars, but used car protections vary widely by state. Some states give you a short window—often three to five days—to return a used car if you discover a major problem. Other states offer no protection at all. You need to know what your state allows before you buy.
To find your state's lemon law, search "[your state] used car lemon law" or contact your state's attorney general's office or consumer protection division. The law will tell you what problems may have access to, how long you have to report them, and what the dealership must do. If a problem shows up after the return window closes, you will likely have to pay for repairs yourself, which is why the pre-purchase inspection is so critical.
Keep all paperwork from the sale, including the bill of sale, warranty documents, and any written promises the salesperson made about the vehicle's condition. If a dispute arises, these documents are your evidence.
Add-ons and hidden costs in dealership sales
When you sit down to sign paperwork at a dealership, the finance manager will often present several add-on products: extended warranties, gap insurance, paint protection, fabric protection, and tire and wheel coverage. Each one costs extra and increases your monthly payment or the total amount financed.
Gap insurance covers the difference between what you owe on the car and what it is worth if the car is totaled in an accident. It is useful if you are financing most of the purchase price, but it is not required by law. Extended warranties cover repairs after the manufacturer's warranty (if any) expires, but they are optional and often expensive relative to what they cover. Paint and fabric protection are rarely worth the cost—they are essentially insurance against normal wear, and you can clean and maintain your car yourself for far less.
Before you sign, ask the finance manager to itemize every add-on and its cost. You have the right to refuse any of them. If the dealership tells you that you must buy gap insurance or an extended warranty to get financing, ask for that requirement in writing—it is a negotiating point, and many dealerships will drop it if you push back.
Questions to ask before you buy from any dealership
Bring a list of specific questions to any dealership visit. Ask whether the vehicle has a clean title (no salvage, flood, or lien history), how many previous owners it had, whether it was ever in an accident, and whether the odometer reading is accurate. Ask to see the vehicle history report—services like Carfax and AutoCheck compile accident and ownership records, though they are not always complete.
Ask about the warranty: what does it cover, how long does it last, and what do you pay out of pocket for repairs? Ask whether you can take the car to an independent mechanic for inspection before you commit. Ask for the APR and total loan cost in writing before you sign. Ask whether the price is negotiable and whether there are any dealer fees beyond the advertised price.
If the dealership is evasive or refuses to answer, that is a signal to shop elsewhere. Reputable dealerships expect these questions and answer them clearly.
How to compare Auto Motion Plus to other dealerships
No single dealership is right for every buyer. When you are deciding whether to buy from Auto Motion Plus or another used car dealer, compare the same vehicle across multiple locations if possible. Check the advertised price, the warranty offered, the financing terms, and the reviews from other buyers.
Read reviews on Google, Trustpilot, and the Better Business Bureau, but remember that people are more likely to leave reviews after a bad experience than a good one. Look for patterns: if many reviews mention hidden fees, pressure tactics, or mechanical problems that appeared shortly after purchase, that is meaningful. If reviews are mixed but most mention good customer service and transparent pricing, that is also meaningful.
You can also contact your state's attorney general's office or consumer protection division to ask whether they have received complaints about the dealership. This information is often public and can help you make a more informed decision.
Frequently Asked Questions
Can I return a car to Auto Motion Plus if something breaks after I buy it?
That depends on your state's lemon law and whether you purchased an extended warranty. Most used cars are sold as-is, meaning the dealership has no obligation to fix problems after you drive away. Check your state's used car return window—some states give you three to five days, others give you nothing. If you bought an extended warranty, review what it covers before assuming a repair is included.
What should I do if the dealership won't let me inspect the car with my own mechanic?
Walk away. A dealership that refuses a pre-purchase inspection is signaling that it knows something is wrong with the vehicle. No car is worth buying without an independent mechanic's sign-off, and any reputable dealership will allow it. This is not negotiable—it is the most important protection you have.
Is the financing offer from the dealership the best I can get?
Not necessarily. Before you visit the dealership, contact your bank or credit union and ask what rate they would offer you for a used car loan. Compare that to what the dealership quotes. If the dealership's rate is higher, you can often bring your own financing and use it to buy the car, which removes the dealership's ability to mark up the interest rate.
What does "as-is" really mean when I buy a used car?
It means the dealership makes no promise about the car's condition and is not responsible for repairs after you buy it. The car could have a serious mechanical problem, and once you sign the paperwork, fixing it is your responsibility. This is why a pre-purchase inspection by an independent mechanic is essential—it is your only way to know what you are actually buying.
Are extended warranties worth buying at a dealership?
Extended warranties are optional, and whether they are worth the cost depends on the specific coverage and the vehicle's age and mileage. Read the fine print carefully: it will list what is covered, what is not, and what you pay out of pocket. Compare the cost to what you might spend on repairs over the same period. Many extended warranties are overpriced relative to their actual value, so shop around before you commit.