AAA Plus membership in Florida covers up to 100 miles of towing per incident, lockout service, fuel delivery, and jump-starts, with membership costing roughly $130 to $160 per year depending on your location within the state.

AAA Plus is the mid-tier roadside information membership offered by the American Automobile Association. It sits between the basic AAA Classic plan (which covers 7 miles of towing) and the AAA Premier plan (which covers 200 miles). In Florida, you purchase membership through your local AAA club — usually the AAA Auto Club South if you live in the state — and the coverage applies to any vehicle you're driving, not just one you own.

The membership is not insurance. It's a prepaid service contract that covers specific roadside incidents. You call AAA when you're stranded, and they dispatch a tow truck or service provider to your location. There's no deductible and no claims process — you show your membership card or provide your membership number, and the service is covered up to the plan's limits.

Key Takeaways

  • AAA Plus covers up to 100 miles of towing per incident, which is enough for most local repairs but may not reach a distant shop or your home if you live far from town.
  • The membership includes lockout service, fuel delivery, jump-starts, and winch-outs at no additional cost beyond the annual fee.
  • You can use your membership in any vehicle you're driving — a rental car, a friend's car, or a borrowed truck — as long as you show your card.
  • AAA Plus costs between $130 and $160 per year in Florida, though the exact price varies by which AAA club serves your area and whether you bundle it with other memberships.
  • If you need towing beyond 100 miles, you pay the difference out of pocket, so comparing the cost to a single long-distance tow can help you decide whether the membership pays for itself.

What's Covered Under AAA Plus in Florida

The core benefit is towing up to 100 miles to a repair shop, your home, or another destination of your choice. AAA dispatches a licensed tow truck operator, and you don't pay the driver — AAA covers the cost. If your car breaks down 60 miles away, you're fully covered. If it breaks down 120 miles away, you pay the tow company directly for the extra 20 miles.

Beyond towing, AAA Plus includes lockout service (getting into your car if you've locked your keys inside), jump-starts (if your battery is dead), fuel delivery (if you run out of gas), and winch-outs (pulling your car out of a ditch or embankment). These services are dispatched the same way as towing — you call the AAA number on your card, and a service provider comes to you. There's no separate charge for any of these.

Locksmith service is not included if you need your locks rekeyed or replaced, only if a locksmith is needed to open the door. Mechanical repairs, parts, or labor at a shop are not covered — AAA only pays for the tow and the roadside service itself.

How to Use Your Membership When You're Stranded

When your car breaks down or you're locked out, call the AAA number printed on your membership card. You'll reach a dispatcher who will ask your location, what's wrong with the car, and where you want to be towed. Have your membership number ready, though the dispatcher can also look it up if you give them your name and phone number.

The dispatcher will send a tow truck or service provider to your location. In Florida, response times vary by area — urban areas like Miami, Tampa, and Jacksonville usually see arrival within 30 to 60 minutes, while rural areas may take longer. You're not charged at the roadside. The service provider will verify your membership and complete the service.

If you're towed to a repair shop, the tow is covered up to 100 miles. If you ask to be towed to your home instead, the same 100-mile limit applies. You can choose the destination — AAA doesn't require you to use a specific shop or facility.

AAA Plus vs. Classic and Premier Plans

AAA offers three main membership tiers in Florida. AAA Classic covers towing up to 7 miles and costs roughly $60 to $80 per year. It's the bare minimum and works best if you live close to a repair shop or rarely drive far from home. AAA Plus covers up to 100 miles and costs $130 to $160 per year. AAA Premier covers up to 200 miles and costs roughly $200 to $240 per year.

The choice depends on how far you typically drive and how far you live from a trusted repair shop. If you commute 40 miles to work and break down, Plus covers the tow home. If you take road trips across Florida or drive to Georgia, Premier gives you more cushion. If you rarely leave your neighborhood, Classic may be enough.

All three plans include the same lockout, jump-start, fuel, and winch-out services. The only difference is the towing distance.

Cost and Where to Buy AAA Plus in Florida

AAA Plus membership in Florida typically costs between $130 and $160 per year, though the exact price depends on which AAA club serves your area. Florida is served primarily by AAA Auto Club South, which covers Florida, Georgia, and Tennessee. You can purchase membership online through the AAA website, by phone, or in person at an AAA office.

Some employers and organizations offer AAA memberships at a discount — check whether your employer, credit union, or professional association has a partnership with AAA. You may also receive a discount if you bundle AAA with other services like travel insurance or home and auto insurance through AAA.

Membership renews annually. You'll receive a renewal notice before your membership expires, and you can renew online, by phone, or in person. If you don't renew, your coverage ends on the expiration date.

When AAA Plus May Not Be Enough

The 100-mile limit is the main constraint. If you break down 150 miles from home, you'll pay out of pocket for the extra 50 miles. If you frequently take long road trips or live in a remote area far from repair shops, Premier's 200-mile limit might be worth the extra cost.

AAA also does not cover towing for mechanical repairs that are your responsibility under a warranty or service contract. If your car is under warranty and the manufacturer requires you to use a specific dealer, AAA will tow you there, but the repair itself is the manufacturer's responsibility, not AAA's.

Membership does not cover accidents involving another vehicle, damage claims, or liability. If you're in a collision, your auto insurance handles the claim. AAA towing is for breakdowns, lockouts, and other roadside emergencies, not accident recovery.

Membership Coverage When Driving Other Vehicles

One of the strongest features of AAA membership is that it follows you, not your car. If you're driving a rental car, a friend's vehicle, or a borrowed truck, your AAA membership still works. You show your card to the service provider, and the coverage applies. This is valuable if you rent a car for a trip and break down — you don't need to buy the rental company's roadside information.

The only requirement is that you're the one calling for service and presenting the membership card. You can't use your membership to help someone else unless you're in the vehicle with them and you're the one requesting the service.

Frequently Asked Questions

Does AAA Plus cover towing if my car is towed by police or impounded?

No. AAA covers towing only when you request it for a breakdown or roadside emergency. If your car is towed by law enforcement, impounded, or towed at a property owner's request, AAA does not cover it. You'll need to contact the towing company or the agency that ordered the tow.

Can I use my AAA membership if I'm not the registered owner of the car?

Yes. AAA membership is tied to you, not to the vehicle. As long as you're the one calling and presenting your membership card, the coverage applies regardless of who owns the car. This works for rentals, borrowed vehicles, and cars you're driving with permission.

What happens if I need more than 100 miles of towing?

AAA covers the first 100 miles. You pay the tow company directly for any distance beyond that. Before the tow begins, ask the dispatcher or tow operator what the total cost will be so you know what to expect. Some people upgrade to Premier membership if they realize they need more coverage.

Does AAA membership cover roadside service if I'm out of state?

Yes. AAA memberships are honored nationwide and in Canada. If you break down in Georgia, North Carolina, or anywhere else, your Florida AAA membership works the same way. Call the AAA number on your card, and they'll dispatch a service provider in that state.

How quickly does AAA respond in rural Florida?

Response times vary. In cities and suburbs, AAA typically dispatches a tow truck within 30 to 60 minutes. In rural areas, it may take longer — sometimes two hours or more — because fewer service providers operate there. During peak times (holidays, severe weather), wait times increase statewide. AAA will give you an estimated arrival time when you call.